I'm writing to share something we've been working on behind the scenes that I’m really excited about— interest-free payment plans!

This has been close to our hearts since we first launched Esembly in 2020. While cloth diapering with us saves families thousands of dollars over time, we know that the upfront investment in cloth diapers can be a hurdle for some families—especially in today’s economy. Too often, families who would benefit most from the long-term savings end up choosing disposables simply because of the lower monthly outlay (even though the recurring cost of disposable diapers and wipes adds up to far more than cloth in the end).

That’s where our new payment plan comes in!

You can now purchase everything you need to cloth diaper your baby and pay it off over 6 months, 100% interest-free. Best part? Your monthly payment will be LESS THAN of what you'd typically spend on disposable diapers and wipes each month.

Our plan is totally free for you to use and super simple to set up—just choose Affirm at checkout and follow the prompts. It’s simple, transparent, and free to use. No interest. No hidden fees. Just an easier way to get started and begin saving money (and the planet) from day one.

From laundering to pricing, our whole system was designed to be approachable and affordable, without compromising on our standards of quality and sustainability.

Disposable diapers may look cheaper in the moment, but they’re a money pit long-term. The average family spends $3,000 - $5,000 per child on disposables and wipes from birth to potty training. (check out the math in this blog post!) And as prices continue to rise, that number will only climb higher.

By contrast, an Esembly cloth diaper stash for birth to potty training costs around $800 (less if you shop sales or discounts) and now, with our payment plans, you can spread that out into easy monthly payments – again, at about 30% less than what you’d be spending on disposables anyway.

When you’re ready to check out, simply choose Affirm as your payment method. From there, you’ll decide whether to split your total into 3 or 6 monthly payments – both completely interest-free. Your order ships right away, and Affirm manages the rest.

Our partnership with Affirm was designed with busy parents in mind: your payments are simple, predictable, and transparent. There are no late fees, no pre-payment penalties, and no hidden surprises – what you see at checkout is exactly what you’ll pay. You’ll also get friendly email and text reminders before each installment, and you can make payments online or in the Affirm app using whichever method works best for you (bank transfer, debit card, or credit card).

To use the plan, your order just needs to be $200 or more after discounts. Approval is handled quickly by Affirm, and thanks to our special partnership, more families are able to qualify here than they might elsewhere. And because Affirm only runs a soft credit check, checking your eligibility won’t affect your credit score.

👉 Want to know more about qualifications, savings, or early payoff options? See our full Affirm FAQ here.

We’ll take a moment here to address another cloth diapering hurdle: the laundry! This is another common concern when it comes to considering cloth diapering – but in reality, it really can be as easy as a couple of extra loads each week. You just need the right tools and instructions! Here at Esembly, we ran a busy cloth diaper laundry service for over a decade prior to launching our brand – so when it comes to washing diapers, we’ve got all the best tips and insights you can find. We’ve rolled them all into our easy 2-step routine, aka How to Wash Diapers: The Esembly Way.

And rest assured, when you follow our wash instructions, the water and energy used are minimal – about the same as a few extra toilet flushes per day. (something your little one will be doing in a few short years anyways!) You can even throw in household laundry to make the most of each wash cycle! It’s approachable, simple, and quickly becomes just another routine in your household rhythm.

Cloth diapering is one of those decisions that just keeps giving back. You’ll spend less over the years, send fewer bags of trash to the landfill, and keep your baby snuggled in soft, breathable cotton instead of plastic disposables. And because we’ve partnered with Affirm, you can spread out the upfront cost into manageable, interest-free payments – so you start saving from the very first diaper. Whether you’re cloth diapering full-time or just dipping your toes in part-time, every change makes a difference. With diapers designed to last from the newborn stage all the way through potty training, it’s a choice that supports your baby, your family, and the planet. That’s the kind of triple win we love to celebrate. 🎉